Citibank also offers signature loans no prepayment or origination charge

Bottom line

While a preexisting Citibank buyers that have advanced level credit and also you you prefer that loan timely, Citi features probably competitive costs and certainly will originate fund quickly.

However, prospective people is to research rates and you will compare a knowledgeable signature loans, once the all the way down costs perform can be found. Subsequent, ahead of investing it mortgage, consumers might also want to thought Citi’s repeated bad consumer critiques.

Marisa Figat is actually Investopedia’s Blogs Ethics & Compliance Manager coating credit cards, examining and preserving account, mortgage facts, insurance policies, and.

We recommend a knowledgeable factors owing to another review techniques, and entrepreneurs don’t dictate the selections. We possibly may discovered settlement for people who head to lovers i encourage. Comprehend our marketer disclosure for more information.

Citibank try a professional international financial providing a number of monetary things, plus playing cards and you can money. While good Citibank customers with a qualified Citibank put account, its personal loan is really worth offered. But not, there is absolutely no pre-certification alternative, so you won’t be able to access your own speed otherwise loan terms and conditions before you can applypetitors may also give faster capital.

Advantages Informed me

Downsides Explained

Prequalifying which have several lenders makes it possible to find the best offer when searching for an unsecured loan. Permits that evaluate estimated rates and you will terms before submitting a proper loan application and you can usually has no influence on their credit history.


Citibank is actually an international lender which provides several economic activities, in addition to handmade cards, checking account, mortgage loans, and private money. The personal loan can be obtained so you can qualified Citibank put members, and you can consumers can use the cash for almost any mortgage objective.

In order to qualify for a beneficial Citibank personal loan, you prefer at the very least $10,five hundred during the yearly income and you will an eligible Citi deposit account which is been discover to have at least three months. ounts are normally taken for $2,000 so you can $30,100000, and you will fees words include you to definitely 5 years. This company are perfect for Citibank people who want funds to pay for costs instance renovations or even to combine higher-attract personal debt.

Look at the apr (APR) when you compare loan possibilities. It’s a better measurement than simply an excellent lender’s claimed interest rate as it includes appeal along with one charge.

Leave a Reply

Your email address will not be published. Required fields are marked *